Banks & Credit Unions in Hawaiʻi

Hawaii banking is unusually local. That works in your favor.

Most states are dominated by national banks. Hawaii is not. First Hawaiian, Bank of Hawaii, Central Pacific, and American Savings all hold serious market share here, and the credit union sector is one of the strongest per capita in the country. That matters for anyone doing business locally. A lender headquartered in Honolulu already understands leasehold versus fee simple, GET obligations, and why a Kaneohe property appraises the way it does. A mainland underwriter often does not. The banks and credit unions listed here are FDIC or NCUA insured and serve customers across Oahu, Maui, Kauai, and the Big Island.