Check Cashing in Hawaiʻi

Check cashing and money services are available across the islands.

For residents who prefer cash transactions, need quick access to funds, or do not have traditional bank accounts, check cashing services and money transfer businesses provide an important financial service. Hawaii has a significant population that relies on these services for payroll checks, government benefits, and money transfers to family on the mainland or in the Pacific. These are not fringe services. They are a regular part of financial life for a substantial portion of the local community. Check cashing fees vary by provider and by check type. Government and payroll checks typically carry lower fees than personal checks. Money transfer services to the Philippines, Samoa, Micronesia, and other Pacific destinations are particularly in demand in Hawaii given the large Pacific Islander community. Western Union and MoneyGram are widely available, but local providers sometimes offer better rates for specific corridors. The check cashing and money service businesses listed here are based in Hawaii and serve the local community across Oahu, Maui, Kauai, and the Big Island.