is a resource for entrepreneurs to find alternative small business loan programs.

There are thousands of small business loan programs available but can be difficult to find. These programs include local micro loans, revolving loans, gap financing, incentive programs, loan guarantees and more. Funding for these programs comes from a variety of federal, state and local sources including; the Small Business Administration (SBA), U.S Department of Agriculture – Rural Development (USDA), Economic Development Administration (EDA), etc, and are given to economic development agencies, not-for-profits and other groups to increase economic opportunities.

Unlike commercial lenders, these programs are focused on job creation and retention, so they typically don’t have the same strict lending requirements that commercial banks require and these funds are often offered at a lower interest rate.